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Banks & NBFCs

Scale up your trade financing business on India’s first
‘Data-as-collateral’ platform

Partner with us on Credit Bazaar – A live marketplace where MSMEs who need quick trade loans connect with Banks and NBFCs. And expand your Bank’s or NBFC’s presence in trade financing business, unlock new revenue streams by financing underserved MSME segments.

About ProFinTech

We launched ProFinTech with the vision of empowering MSMEs with fast and affordable trade financing. Our core focus is on small-ticket loans tied to B2B transactions. By leveraging real-time trade data, alternative data including compliance behavioral data, and advanced analytics, we assess the credit-worthiness of MSMEs. Our advanced AI and ML models, coupled with stringent credit underwriting, help Banks & NBFCs make fast and accurate lending decisions.

Proud to Partner with

Finance Partners

Large Enterprises

Credit Bazaar

Data-driven Fast Trade financing for MSMEs

Our financing platform ensures the entire trade loan lifecycle, from origination, fulfilment, repayment
and to collections, seamlessly.

Credit Bazaar is built on a highly contextualized and data-enriched financing framework. It deeply embeds within trade ecosystems, collects real-time signals for every MSME’s operational and financial activities and provide financing options for Banks & NBFCs.

Credit Bazaar’s advantage

Over Traditional financing

Our Credit Bazaar’s ‘security-first’ architecture and ‘data-driven’ approach sets us apart in offering fast and affordable financing for MSMEs. Credit Bazaar’s powerful Recommendation Engine combined with 4 complementary systems, goes beyond simply connecting lenders and borrowers and guarantees complete risk mitigation.

Deep Assessment of the ‘Context and Risk’

One of the crucial complementary systems is Transaction Assessment Engine. For every B2B financing request, it leverages diverse data sources, and performs sophisticated analysis on factors like recency, frequency, compliance, and cash flow. And presents only the most reliable and low-risk MSME transactions to banks and NBFCs.

Data-driven Credit Underwriting

Data-driven Credit Underwriting

Traditional underwriting methods often delay trade loans for MSMEs, hindering their ability to seize business growth opportunities. Our data-driven Recommendation Engine strengthens the operational efficiency and trade-focused strategies of Banks & NBFCs. And also supports them with highly nuanced risk assessment for faster and informed trade financing decisions.

Multi-dimensional risk assessment

Powered by predictive analytics and advanced data analytics, our Recommendation Engine’s AI models utilize historical and real-time data to forecast future trends and adapt to market conditions for consistently relevant risk assessments. Graph analytics by mapping complex web of transactions and relationships, enable us to detect potential fraud, identify network dynamics, and deliver tailored risk assessments.

Faster Trade financing with Trade Knowledge Graphs

Faster Trade financing with Trade Knowledge Graphs

Trade Knowledge Graphs offer a comprehensive realtime view of MSME customers and AI-powered predictions based on complex trade data relationships. By analyzing interconnected data, TKGs can identify potential risks and facilitate faster and more accurate financing decisions. Additionally, insights from TKGs enable Banks and NBFCs to develop targeted financial products for specific MSME segments.

Why Partner With ProFinTech

Data-as-Collateral Platform

Faster Client Onboarding

360 degree Fulfilment cycle

Deep-tier Financing

Secure, Reliable, Transparent Processes

Data-as-Collateral Platform

  • Secure loans with Data as a collateral. No more documents and traditional checks.
  • Robust security measures ensure the safety and integrity of data.

Faster Client Onboarding

  • Streamlined onboarding processes, faster client onboarding, reduced time to market.
  • Faster credit decisions through leveraging real-time trade and behavioral data.

360 degree Fulfilment cycle

  • A single platform covers the entire loan lifecycle from Origination, fulfilment, repayment and to collections.
  • Efficient process minimizes delays.
  • Seamless and smooth transition between stages

Deep-tier Financing

  • Expand your customer and revenue by financing underserved MSMEs.
  • Achieve an average 3X increase in market penetration.

Secure, Reliable, Transparent Processes

  • Transparent processes - clear and understandable processes.
  • Secure transactions - safe and protected transactions.
  • Compliant transactions - all transactions adhere to all relevant regulations.
  • 100% Partner trust - complete confidence and reliability from partners.

Our Current Industry Footprint

Pharma MFG-APIs and Formulations
Healthcare-Hospital chains
FMCG
Chemicals
Retail
Food and beverage MFG
Consumer electronics
Construction and real estate
Textiles

Want more information? Want a Demo? We would be happy to connect with you.





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